Author: Andrew Livingstone

Born in a stone-flagged under-dwelling, in an obscure Yorkshire village. Funded for grammar school by my aunt, worked variously in HM Customs, the London Met Police and switched careers into fire-resistant glazing in 1984. Back in 1974, like C.S. Lewis, I had come to the conclusion that 'Christians are wrong, but all the rest are bores'. Worked for a spell in Israel, and understood why the 'Austrian asylum-seeker''s final solution did not succeed. Confronted now with the practical outworking of the Coudenhove-Kalergi Plan, I see that my country was sleep-walked into the undemocratic oligarchy of Brussels. My country is too rich in noble history to remain subordinate to these malevolent, avaricious souls with hearts blacker than a witch's hat. The Rastafarian motto comes to mind - 'those who are in earnest are not afraid of consequences.' A root-and-branch change back to true local democracy is the only way. This will not be an easy road but those who see clearly know that we must make this corrupt system unworkable, this country of ours ungovernable in its present form. This is not an incitement to insurrection as an objective; instead we lay the foundations of a FAIR, JUST and FREE society. Join us if you dare - our contact details are on the other page..
Corporate, Financial

Car insurance – the Private Indemnity Bond way

Andrew Livingstone

Posted today (01.04.26) by Emma Albion:

Those of you who have attended meetings in Devon recently will know that I have been looking forward to visiting the Police Station with John on my recent visit to Cornwall and I was not disappointed. –Emma Albion

‘We couldn’t make an appointment so, duly suited and booted, we arrived on spec at the St Austell station to be greeted by a very adept and helpful Police Staff who listened to our request to share information about our car insurance bond and Trust. She raised no objections and made suggestions which were very helpful. It was a highly uplifting experience which bodes well for future communications. We can now confirm the following:

‘The police are not interested in a name being attached to a car as long as it is registered with DVLA Swansea as a Trust or organisation.

They may still pull you over but as long as you have your Insurance Certificate and card in the car, everything will be fine.

They have no problem with the insurance being a bond as our bond is a physical bank account with Member’s money in the account.

‘It is best to contact the main constabulary (in our case, the Devon and Cornwall Police HQ) to let them know the details we want to be passed down to all the local stations. This can be done by sending an email from the main constabulary’s website (rather than sitting in a drawer and forgotten at your local Police Station).

‘They understand the Trust and that cars can be shared, although this means they have difficulty working out who is using a vehicle at any given time.

We stated that, as Members of the Community Assembly of the British Isles, we are a spiritual community and only abide by law, we do not accept legislation unless by individual consent.’

If this approach works successfully across all the policed areas of England it will resolve a problem which has persisted since the Road Traffic Act 1972 was replaced. Under Sec 143 in that Act, the alternative to buying vehicle insurance was available by depositing £15,000 with the Attorney General’s office.

This was quietly removed from later updates of the RTA, although it has always been available to the ‘elite’ gentry. Clearly the proletariat were to be kept in the dark about that, so, this may just be a significant change.

                                                                                 :grant-andrew© sui juris

‘Living Stones’ is a private association and trust. Life membership is at a nominal charge and upon proof of IS/EA-entity and CV to show your skillset(s) All enquiries to the address below.

  • With apologies to Doctor Luke – 24.5 – why seek ye the DEAD among the living?!

Please apply to  ‘Living Stones’, Suite 303,

88 Queen Street, Sheffield, Yorkshire, England [S1 2FW]

1445-260401 – Car Insurance the PIB wayDownload
Active, Common Law, Corporate, Financial

THE GREAT CREDIT FRAUD

Andrew Livingstone

A paper to help you dispute a credit broker scam

Everybody should be able to claim back all their energy payments under this useful piece of information. I have never met anyone who has been informed that their energy company is actually a credit broker – not a supplier.

Under the Consumer Credit Act 1974, Chapter 39, Part X, Section 155, an individual has the right to recover brokerage fees. This means that one is protected where no credit agreement has been ‘signed’, and that everything over £5 has to be refunded.

Whichever corporate you are dealing with, the business started out with a ‘Supply Licence’, even though we already know that it is the ‘National Grid’ (formerly Western Power Distribution) who operate the ELECTRICITY distribution network. Yes, they are the ones physically delivering the electricity to your property. The supply licence holder is a separate billing company – they deal with customer service and billing, but NOT the actual supply. Do we expect that the case is any better when we start to look at GAS supply?

At no time is the prospective ‘customer’ told that the Supply Licensee is going to be offering CREDIT, there can obviously be no Credit Agreement between the corporate company and the ‘wo/man-in-the-street’ user of the power. Without a valid Credit Agreement, no consumer has any liability to pay any charges.

Therefore, there can be no question of such a corporate non-entity sending bullying debt collectors to your door, since the ‘Supply Licensee’ cannot ask any ‘court’ (be that civil or criminal, and the Ministry of (in)Justice has, since 2015, been quietly melding these two separate legal entities into ONE – known today as the ‘Single Justice Procedure [SJP]) to enforce an ‘agreement’ which does not exist – never did exist.

Send a Direct Subject Data

Access Request (DSAR) – and remember, this is a NOTICE to them, it is NOT a ‘letter’ – and require them to send you a copy of the underwritten (i.e.: wet ink autograph with your thumb- or fingerprint) Credit Agreement which exists between you, the user, and them, the credit broker cum supplier. They will not be able to produce a non-existent paper.

Remember to send all written communications by Special Delivery via your local Post Office; you will then be able to check that it did reach its target. It does cost around £9 per notice, but, never fear, you will be able to add those incidentals to your final invoice to the corporate crooks when you have exposed their fraud.

There are several statutory offences disclosed, when we begin to think what our indictment could look like, here are some:

  • Fraud Act 2006 – Section 2 – False representation
  • Section 3 – Failure to disclose information
  • Section 4 – Fraud by abuse of position

There is also

  • Unfair Terms in Consumer Contracts Regulations 1999
  • Consumer Credit Act 1974
  • Consumer Credit Act 2006
  • Not forgetting that under Common Law (as opposed to statute) we must

‘cause no harm, loss or injury’.

Of course, there will be a valid contract between the alleged ‘suppliers’, and whoever actually generates the GAS or ELECTRICITY product that finally arrives at your property. These contacts are perfectly legal and binding contracts. The credit broker entity will, under THAT contract, have accepted liability for the cost of the ‘producer entity’ making the product and of the National Grid supplying same to the property. Which leaves you, the end user, with precisely ZERO cost or liability for costs, with the sole exception of the £5 which the Consumer Credit Act 1974 did not cover.

I would say that is a fair result, for the living man or woman, to have to pay £5 (per account?) for a product which, let’s be honest, we have become so accustomed to using. All we now have to find out, to whom the £5 actually goes.

Could someone in the team do that last bit of research, please, as I have enough on at the moment, dealing with some three or four other corrupt entities who think that they deserve a share of my lifelong sweat and equity.

With sincere thanks to all our co-workers dedicated to exposing fraud and living in Truth

‘Living Stones’ works as a private association and trust. Membership,

annually or for life, is at a nominal charge. Any enquiries to the address below.

  • With apologies to Doctor Luke – 24.5 – why seek ye the DEAD among the living?!

Correspondence address –  ‘Living Stones’, Suite 206,

6 Queen Street, Huddersfield, Yorkshire, England [HD1 2SQ]      

Common Law, Constitutional, Corporate, Spiritual

CROWN, SOVEREIGN or DIG IT ALL?

Andrew Livingstone

We were following up on the UK Column’s Cheltenham conference, last April and this clever little quote by AT has stuck with us:

“A ‘crown’ that can’t pay us in crown currency isn’t a sovereign” So, that is why charles philip arthur george windsor appears bareheaded on the latest ‘fiat’ stuff. We did comment about the odd headgear used for the ceremony in Westminster Abbey…

1195 – Compare the crowns – is he king or head of stateDownload